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Bank Accounts Explained:

Savings vs. Checking

By Thomas Winn

One of the perks of being financially independent has something to do with that warm glow you feel as soon as that first paycheck comes in. Unfortunately this perk comes coupled with a dilemma. What do you do with such a significant amount of money? Probably the best way to deal with this is to keep your money in a bank account for safekeeping. You can be sure that it would be secure, all the while giving you the freedom to dispense of it as you please. You can entrust it in either a savings account or a checking account. Your decision on which kind of account to open depends on how you would like your money to work for you.
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Your Checking Account
By Terry Rigg

Checking accounts are an absolute necessity these days. You can either have a checking account or run to the bank or other outlet for money orders. Many people pay for almost everything with a check including groceries, gas, clothes and a long list of other things. When you add an ATM card to this picture, your chances for a potential problem is greatly enhanced.
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Free Credit Report Online

Checking Your Credit Online Is Convenient

By Carrie Reeder

Many consumers understand the value of regularly monitoring their credit reports. Identity theft affects millions annually. Furthermore, credit report errors can result in credit card or loan denials. Sadly, many people do not take the necessary precautions to safeguard their credit. There are many ways to protect our credit. To begin, you should make a habit of checking your report every six months.
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Protect Your Checking Account
By Peter Kenny

Some may believe that losing money from a personal checking account mainly takes place through online transactions. The truth is there are several ways that scam artists can get money out of your account if you are not careful.

Two important pieces of information that you should never give out about your checking account unless you know for certain who you are dealing with are the account number and the bank routing number.
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